When these terms apply
These terms apply from the moment you create an account, log in, send a payment or ask us to process a request on your behalf. Access depends on local law and is available only where local law permits, so we may block a sign-in or transaction
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that falls outside that rule. If you are in Denpasar, the same text loads on a phone or a computer after login, and you can check it before sending DANA, OVO, GoPay or QRIS. We may ask for a name match, a payment reference or a
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short confirmation if the record needs checking. When the account details do not match, we can pause the action until the record is clear, and we will tell you which step needs to be fixed. That keeps the process consistent when you return later with the
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same account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.